What to know about Medicare coverage during a natural disaster

Stuart SchlossmanAccess to Care

It’s a good idea to be prepared in case a natural disaster strikes near you. Learn more about how to get the care you need if an emergency is declared in your area and you have to move to a safe area with available medical services.

Seeing a doctor during a disaster or emergency: If you have Original Medicare, you can always see any doctor who accepts Medicare. If you have a Medicare Advantage Plan or other Medicare health plan, contact your health plan about making temporary changes, like using an out-of-network doctor during an emergency or disaster. 

Getting your prescription drugs during a disaster or emergency: You can move most prescriptions to another nearby in-network pharmacy, and back to your regular pharmacy when the emergency or disaster ends. Contact your Medicare drug plan if you need to use an out-of-network pharmacy.

Accessing critical care or replacing durable medical equipment during a disaster or emergency: Learn how to replace durable medical equipment (like wheelchairs and walkers), or get dialysis or cancer treatments in case of a disaster or emergency. 

Save this posting in case you need it as a reference later. If you need other resources or help after an emergency, visit DisasterAssistance.gov.