Reimbursing Your At-Home COVID-19 Tests
January 24, 2022
On January 10, 2022, the Biden Administration issued guidance that required private insurers to reimburse people for up to eight at-home COVID-19 tests per-member, per-month, beginning on January 15. The federal law does not require insurance companies to reimburse for tests purchased before January 15, 2022 and private insurers will cover these tests at a cost of up to $12 per-test (not per-box).
Private/Employer-Base Insurance: You can expect to either have the test covered by your insurance company at the point of purchase at a pharmacy or by submitting a reimbursement and receipt to your insurer. Please check with your insurance company to find out their process for getting the cost of these tests covered.Medicare: Medicare plan beneficiaries will not be able to get at-home tests reimbursed through the Medicare, but some Medicare Advantage Plans may cover and pay for at-home COVID-19 tests. Check with your Advantage Plan to see if it will cover and pay for the tests. Medicaid and Children’s Health Insurance Program (CHIP): As part of the American Rescue Plan, state Medicaid and CHIP programs are required to cover FDA-authorized at-home coronavirus tests, but coverage rules may vary by state. Check with your state agency for specific coverage details. Free Testing: Every household in the United States can now order 4 free over-the-counter COVID-19 tests shipped via the United States Postal Service or by calling 1-800-ASK-USPS. No insurance or payment information will be required but there is a limit of 4 test per-household.Learn more about COVID-19 and multiple sclerosis including vaccine guidance, risks, treatment guidelines, resources and news.
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