Trying to
shop for life insurance when you have multiple
sclerosis can be a daunting task. If you don’t know much about life insurance
and your agent doesn’t know much about MS, the process can sometimes be devastating.
But that does not have to be the reality. There are experts in multiple
sclerosis life insurance who can help you
get affordable
life insurance without it being a
traumatic event.
shop for life insurance when you have multiple
sclerosis can be a daunting task. If you don’t know much about life insurance
and your agent doesn’t know much about MS, the process can sometimes be devastating.
But that does not have to be the reality. There are experts in multiple
sclerosis life insurance who can help you
get affordable
life insurance without it being a
traumatic event.
Peggy
Mace, COO of Outlook
Life, states, “MS is a complicated disease. Some life
insurance companies understand it, some don’t. Some are willing to charge a
fair premium for MS
Life Insurance; some do not even want people
with MS to apply for their policies. People with MS must use an agency that
carries lots of different companies, and knows which companies are best for
each type and degree of MS, to find their best life insurance rate. That is Outlook Life’s specialty.”
Mace, COO of Outlook
Life, states, “MS is a complicated disease. Some life
insurance companies understand it, some don’t. Some are willing to charge a
fair premium for MS
Life Insurance; some do not even want people
with MS to apply for their policies. People with MS must use an agency that
carries lots of different companies, and knows which companies are best for
each type and degree of MS, to find their best life insurance rate. That is Outlook Life’s specialty.”
The rates for MS
Life Insurance depend on many
different variables which will be covered in detail in a future article. But
the bottom line is, policies that that ask no health questions at all are going
to have the highest prices and most restrictions. For insurance companies to
charge the lowest possible rates, they ask medical details. Often, this
includes an exam and medical records, although for some MS cases, there are No
Exam life insurance policies that are
reasonably priced.
Life Insurance depend on many
different variables which will be covered in detail in a future article. But
the bottom line is, policies that that ask no health questions at all are going
to have the highest prices and most restrictions. For insurance companies to
charge the lowest possible rates, they ask medical details. Often, this
includes an exam and medical records, although for some MS cases, there are No
Exam life insurance policies that are
reasonably priced.
You need a life insurance professional who knows what to ask,
how to interpret that and put you with the right company, and then will represent
you so that your policy ends up being rated as good as possible. People with
multiple sclerosis are often frustrated that they get rated up at all, when
they may be healthier than most people their age. But as Peg says, “Even
someone with perfect health, whose father survived a heart attack at age 59,
will pay much higher rates than others with perfect health. There is no way
around paying more, but agencies that specialize in multiple
sclerosis life insurance can help you pay a
lot less.”
how to interpret that and put you with the right company, and then will represent
you so that your policy ends up being rated as good as possible. People with
multiple sclerosis are often frustrated that they get rated up at all, when
they may be healthier than most people their age. But as Peg says, “Even
someone with perfect health, whose father survived a heart attack at age 59,
will pay much higher rates than others with perfect health. There is no way
around paying more, but agencies that specialize in multiple
sclerosis life insurance can help you pay a
lot less.”
The information provided is a sponsored message and is provided for informational purposes
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